The Funds You Want Fast
Loans from $100 - $30,000 are only moments away
How it works
It’s as easy as one, two, three... four
Tidal Lending’s easy-bake two minute form
You only need to answer a few basic questions about your identity, employment and income. Our simple form makes for fast, secure and easy processing. In just a few minutes if approved, you’ll be ready to review your offer.We'll search for a loan for you
Grab yourself a coffee, while we shake the money tree for you. In a couple of minutes we’ll search for a loan from our network of lenders. If you are accepted by a lender, you’ll be forwarded to their acceptance page.Review the terms and sign an agreement
Carefully review the terms and conditions of the offer. An E-Sign page will be presented by the lender to complete the process. If you do not like the terms of the loan, you are under no obligation to accept.Receive the funds to your account and start spending
After you sign your agreement your funds will be transferred to your account usually within 24-48 hours depending on the conditions of the loan agreement. Remember to use any loan responsibly.REPRESENTATIVE EXAMPLE
The annual percentage rate associated with an extension of credit is a figure based on the total cost of a loan you receive from your lender. As you consider any offers that are made to you, be sure to assess your budgetary constraints and your ability to repay. Below illustrates representative examples of loans based on a range of APRs a borrower could receive based on their creditworthiness and other factors as stipulated in your loan agreement. These should only be used for educational purposes and you should consult the TILA box in your loan agreement for real values. Please borrow responsibly:
Consider a $2,500 loan with an APR of 28% with a 12 month repayment term:
Potential Monthly Repayment: $241.26
Total Repayment: $2,895.18
Consider a $500 loan with an APR of 199% with a 3 month repayment term:
Potential Monthly Repayment: $224.76
Total Repayment: $674.28
Consider a $300 loan with an APR of 600% with a 90-day repayment term:
Potential Monthly Repayment: $270.00
Total Repayment: $810.00
Why Choose Tidal Lending?
It’s as easy as one, two, three... four
Fast Real Time Results
Funds Could be Yours by Next Business Day
All Credit Types Welcome
Safe and Secure
Frequently Asked Questions
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Important Disclaimers and Disclosures
IMPORTANT: The Operator of this website is not a lender, financial institution, loan broker or an agent of a lender or loan broker and does not make any credit decisions. You may not qualify with any lender for any loan amount, or you may qualify with a lender for an amount that is much lower than what you are seeking. This service, which connects consumers with eligible third party lenders, is free to consumers. This service does, however, receive payment from lenders for referring lead data to them. Although multiple factors dictate the order in which lenders have the opportunity to purchase a lead, the highest bidding lender will most often get the opportunity. Lenders may perform credit checks through any credit reporting bureau and may also verify the information that you provide on this form including social security number, address, phone number, employment history, bank account information etc. Information may be shared with non-lenders or other intermediary service providers (like us) to help you connect with a lender. This service works with many different kinds of lending partners, including tribal lending institutions. Federally recognized Indian tribes are independent sovereign nations and their wholly owned entities are generally not required to follow state and local laws regarding rates, fees and other loan related conditions. However, Indian tribes and their wholly owned entities are required to follow some applicable federal laws. If you are connected with a tribal entity, be sure to check their rates as they may carry higher interest rates when compared to state-licensed lenders. The Truth in Lending Act requires lenders to disclose rates, fees and other important conditions of a loan. After checking the terms, make a determination of whether or not you can afford the payments. We earnestly encourage you to reject any offer that is not within your financial means. Short-term, small-dollar loans are not a long term solution to financial hardship. You may also consider seeking professional advice regarding your financial circumstances and alternatives to loan products. Late payments of loans may result in additional fees or collection activities, or both. Each lender has its own terms and conditions. Please familiarize yourself with your lender’s policies for further information. Additionally, failure to repay your loan may carry nonpayment penalties and collection activities. Please review nonpayment terms with your lender directly. Every lender has a different renewal policy please review your particular lender’s renewal policy for more information.
State Availability: Lenders that participate in the services provided by this website do not offer loans in every state. If you are from a state that the lenders do not service, you will not be able to be connected to a lender. Our service does not constitute an offer or solicitation for any loan products that are prohibited by state law. Additionally, this is not a solicitation for any particular loan and is not a loan offer.
Advertiser Disclosure: This website offers a 100% free service that connects consumers with third-party lenders and partners. While this is a free service to consumers, third-party lenders or partners may provide the operator of this website with a referral fee for referring consumers to them.